Mortgage Loan Originator Get a License Instructor Led Online Courses for North Carolina.

Earn the credits needed to obtain your MLO License!

20 Hour SAFE Comprehensive Principles of Mortgage Lending (includes UST material) Course NMLS Course Approval #1404 Our NMLS-approved 20-hour SAFE Comprehensive Principles of Mortgage Lending course satisfies the national pre-license educational requirements for mortgage loan originators as defined by the Secure and Fare Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). Purchase the professional package and prepare yourself for success with our online TestPrep exam simulator and Principles of Mortgage Lending textbook.

4 Hour NC SAFE: Guide to North Carolina Mortgage Law NMLS Course Approval #11125 - This course is designed to satisfy the state law pre-license educational requirements for North Carolina. Upon successful completion of this course, you will have a strong understanding of the mortgage loan originator industry and the North Carolina laws that govern it. *This course is required for MLOs licensed in North Carolina

20 Hour SAFE Comprehensive Online Course #1404 *required for all MLOs (includes UST material - does not cover state specific content)
4 Hour NC SAFE: NC MLO Law Online Course #11125 *required by NC
Online TestPREP ($149 value) - 6 months access to nearly 500 National exam questions. Generate exams to prepare for the NMLS licensing exam!
Online Flashcards ($49 value) - over 100 commonly used terms
Principles of Mortgage Lending - hard copy text ($49 value)
Professional Package Exam Guarantee($110 value) *for full terms and conditions, click here
Choose your package now --->

*Course and package prices DO NOT include the NMLS filing fee of $1.50 per credit. Fees will be added during checkout • Where applicable, textbook shipping charges will also be added at checkout.

* 20 Hour SAFE Comprehensive Principles of Mortgage Lending (Instructor Led Online) Course DOES NOT cover any state-specific content requirements. Please check the state requirements page to see if state-specific content is needed.*

How do the courses work?

The MLO pre-license course is an online course, divided into lessons, in topic order, as recommended by NMLS. You may access and work on your course at any time. If you have questions or need assistance, your instructor is available Monday-Friday between 12 pm - 8 pm via email, private message, and the public forum. All lessons, quizzes, and other learning exercises must be completed and a score of 70% or higher must be achieved on the final exam to receive a certificate of completion. You MUST complete the course and final exam during the week for which you registered. If you do not complete the course and final exam by the last scheduled day of the week you registered for, you must contact Cape School and transfer to another week's session. Once the course has been completed, it will be available 24/7 for review.

Course Features:

  • Instructor available weekdays from 12pm-8pm Eastern
  • Send messages to the instructor anytime via the 'Private Message Instructor' and 'Public Forum' features
  • Participate in class discussion via the 'Student Public Forum' message board
  • Text, Audio, and Video lessons
System Requirements:
  • Course can accessed from a desktop, laptop, or tablet with the most current version of Google Chrome, Mozilla Firefox, or Safari (Internet Explorer is no longer supported)
  • Internet access (high speed recommended)
  • Speakers for the audio portions
  • Adobe Acrobat or compatible PDF reader
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NMLS Provider ID #1400105


• Convenient Instructor Led Online Courses
• 4 Hour NC SAFE Course
• Knowledgeable Instructors
• Fast credit reporting

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Have Questions? Call us at # 800-769-1974 or reach us by email at